I hereby give consent for you to obtain any necessary information in relation to the statements made in this application, including preapproval based on a soft inquiry into my credit in accordance with the Fair Credit Reporting Act (FCRA). I understand that this soft inquiry will not affect my credit score. I certify that all the details I have provided, including the information furnished on the reverse of this form, are accurate and complete, and have been provided with the intent of securing credit. In the event that I accept a loan offer, I understand and agree that a hard credit inquiry will be conducted, which may impact my credit score.
I commit to promptly notify you of any significant changes in the conditions stated herein. Unless you receive a written notice stating otherwise, this application should be considered a continuously valid reflection of my financial situation.
I authorize Castle Furniture to save any credit card or bank information used for payments securely and to initiate charges on my card for due payments. In the event of payment default, I understand that I will be held responsible for all associated court expenses and collection costs.
This application and all the information it contains will remain Castle Furniture's property, regardless of whether credit is granted.
